Restoration Insurance Claims

We Specialize In Working With Restoration Insurance Claims To Help With The Hassle Of Contacting Your Insurance Agency

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Take The Hassle Out Of Restoration Insurance Claims

Prime Restoration will assist you with any restoration insurance claims on any project we finish. Whether it’s a fire damage insurance claim, a water damage insurance claim, or a mold damage insurance claim – by actively working with your provider, we simplify the restoration insurance claims process less stressful for you. Our staff works diligently to ensure that you have all you need from beginning to end. We’ve worked with nearly every major insurance contractor in the country, so you can be certain that we’ll be there to assist you when it comes time to pay for a job.

Restoration Insurance Claims Process

We make every effort to ensure that the restoration insurance claims process is as simple as possible. We will give your insurance provider with all necessary documentation to ensure they have a complete and accurate picture of the work performed. After we calculate the entire loss in accordance with your insurance provider’s criteria, we will file a settlement. We have over 20 years of experience dealing with restoration insurance claims and can guide you through the process, alleviating one of your concerns. What you must do if you intend to submit an insurance claim with us is as follows:

  • Contact us immediately upon the incident of damage, before contacting your insurance carrier.
  • Make any necessary repairs to the property prior to our arrival to minimize the amount of work required.
  • Once the situation has been stabilized, contact your insurance provider. Insurance should cover any temporary housing costs incurred while the home is being rebuilt.
  • We will discuss the reconstruction procedure with your insurance company in order to reach an agreement on fees prior to beginning the project.
  • We will function as a liaison between you and your insurance adjuster.

We genuinely care about our clients, so allow us to handle your insurance claims and provide you with complete peace of mind. You can follow the specific processes we have in place for insurance claims based on the kind of damage.



Water Damage Insurance Claim

If your home has suffered water damage, it is critical that you maintain documentation, including pictures and a categorization for each item affected by the water damage, so that it may be submitted to your insurance carrier as part of your water damage insurance claim. Additionally, you should attempt to offer detailed evidence or descriptions of how your property appeared before to the damage.

Fire Damage Insurance Claim

The process for submitting a fire damage insurance claim is quite similar to the one for water damage. You want to give clear documentation of the damage done including any apparent fire or smoke damage.

Mold Insurance Claim

Mold development frequently occurs following a flood, necessitating mold removal. To submit a mold insurance claim by meticulously recording where the mold is developing and where the damage is occurring, as well as the previous state of your building.

Contact Prime Restoration to Inquire about Insurance Company Coverage

You get flood, water, and mold damage insurance to safeguard yourself and your home financially from unanticipated natural and man-made disasters. However, homeowner’s insurance policies are not uniform in their coverage and may not cover all forms of water and mold damage. Give us a call and we can assist you with your restoration insurance claims.

It is necessary to read the section on water and mold damage in your insurance policy to see whether you are covered for water, fire, and mold damage restoration services.

  • Some insurance cover damage caused by leaking or frozen pipes but exclude flood claims.
  • Certain home insurance plans may refuse mold restoration insurance claims caused by leaking pipes.
  • Insurance policies vary, and many water and mold damage insurance in Utah include a variety of different coverages for water and mold damage.
  • Prime Restoration can begin restoring your property while coordinating the filing of your claim with your insurance company.

Prime Restoration is the Contractor You Can Trust

Prime has almost 20 years in the restoration industry and a renowned reputation for managing water and mold damage claims and restoration jobs in Utah.

  • We are a fully licensed general contractor in the state of Utah.
  • Our professional technicians are IIRC certified.
  • We are acquainted with insurance industry regulations and rules.
  • Generally, the work we perform is covered under your insurance policy.

We Work With All Insurance Companies

Prime Restoration will always have a staff on standby 24 hours a day, 7 days a week to handle any restoration issue you may have. As a fully licensed general contractor with over 20 years of experience, you can rely on us to provide first-rate restoration services for your Spanish Fork residence or company. For a quick quotation, contact Prime Restoration at (801) 509-6899 or visit our website.

Restoration Insurance Claims FAQs

Q: How much of this claim will my insurance policy cover?

A: Every claim and insurance policy is different, so there is no single answer to how much your policy may cover. Once the insurance company has made the decision on how much your policy will cover, you will be provided with a scope of the work along with the cost. Any costs that are not covered by the insurance company are payable by the homeowner.

Q: What are the most common post-disaster insurance problems?


  • Not having enough coverage (“underinsured”)
  • Delays
  • Confusion over what’s covered and what’s not
  • “Lowball” estimates and settlement offers
  • The adjuster assigned to the claim is unpleasant or hard to work with
  • Differences of opinion over scopes and values of losses

Q: When is my insurance deductible due?

A: The deductible amount is due upon receipt of the deductible invoice, prior to the commencement of the reconstruction work.